Terms of Service
The terms and conditions governing access to and use of Disclosure Assistant's bank statement review platform.
Last updated: September 17, 2026
1. Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement between Disclosure Assistant ("Company", "we", "us", or "our") and the individual or legal entity accessing the service ("Customer", "you", or "your").
By creating an account, uploading financial statement documents, or utilizing any feature of the platform, you represent that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy. If you are entering into these Terms on behalf of a law firm, corporation, or other legal entity, you represent and warrant that you have full legal authority to bind that entity.
2. Account Responsibilities & Credential Security
- Authorized Use: You must be at least 18 years of age and legally authorized to possess, handle, and upload the financial records, bank statements, and disclosure documents submitted to your account.
- Credential Safeguards: You are solely responsible for maintaining the confidentiality of your login credentials and password. You must notify us immediately at security@disclosureassistant.com if you suspect unauthorized access to your account.
- Client Authorization & Legal Privilege: Legal professionals represent and warrant that they possess all requisite client consents, court permissions, or statutory authority required to process disclosure records through cloud infrastructure.
- Automated Inactivity Lock: To protect confidential client bank statements from unauthorized exposure on unattended workstations, our platform enforces an automatic 15-minute inactivity security lock. You acknowledge and accept this automated protective feature.
3. Subscription, Pricing & Payment Terms
Merchant of Record: All subscription billing, credit card processing, sales tax, VAT, and invoicing are conducted by our authorized Merchant of Record, Paddle.com Market Ltd (or alternate processor Creem). Paddle handles payment card compliance under PCI-DSS Level 1.
Pay-Per-Case
First case free for evaluation. Subsequent cases are billed at $49 per case upload, granting full parsing, rule analysis, and unlimited PDF/CSV exports for that matter.
Pro Plan
$199 per month for unlimited case uploads, unlimited statement analysis, and priority extraction processing.
- Billing & Renewals: Monthly subscriptions bill in advance on a recurring monthly cycle and automatically renew unless cancelled prior to the renewal date.
- Cancellation: You may cancel your subscription at any time through the in-app billing portal. Upon cancellation, your subscription remains active until the end of the current billing period.
- Refund Policy: Due to immediate serverless computation, spatial coordinate mapping, and AI inference costs incurred immediately upon document upload, payments are non-refundable once document processing has commenced, except as required by mandatory consumer law or in the event of a verified persistent technical service outage.
4. Acceptable Use Policy
You agree to use Disclosure Assistant solely for legitimate legal discovery, financial audit, and document review. You agree that you will not:
- Upload corrupted, malicious, or weaponized PDF files or code intended to disrupt system operations.
- Reverse engineer, decompile, or disassemble our coordinate reconstruction engine, spatial grid algorithms, or balance reconciliation formulas.
- Circumvent or attempt to probe database Row Level Security (RLS), authentication tokens, or tenant isolation controls.
- Scrape or programmatically extract data from the platform outside of documented, authenticated API interfaces.
- Share individual user credentials outside of your authorized legal organization.
- Utilize the platform to process unlawfully acquired or stolen financial records.
5. Intellectual Property & Data Ownership
Your Data (100% Customer Ownership)
You retain full, exclusive ownership, legal privilege, and all intellectual property rights in and to all uploaded bank statements, case names, custom review rules, notes, and generated export reports. Disclosure Assistant asserts zero ownership interest in customer data.
Zero AI Training Guarantee
We explicitly covenant and warrant that your uploaded client bank statements, transaction details, notes, and financial figures are NEVER used to train, fine-tune, or improve public or proprietary artificial intelligence or machine learning models.
Platform Intellectual Property
Disclosure Assistant and its licensors retain all rights, title, and interest in and to the platform software, user interface design, proprietary 2D spatial extraction engine, deterministic mathematical reconciliation engine, pre-configured rule sets, logos, and documentation.
6. Nature of Service & Legal Disclaimers
Important Legal Notice for Counsel
Disclosure Assistant is strictly a software tool designed to assist legal professionals with data organization, tabular text extraction, and rule-based transaction pattern identification.
Not Legal, Accounting, or Forensic Advice: Disclosure Assistant does not provide legal opinions, accounting audits, tax advice, or forensic conclusions. The platform does not determine whether a transaction is unauthorized, dissipating, or legally non-marital.
Duty of Independent Verification: Counsel and authorized legal staff maintain the sole, non-delegable duty to review, audit, verify, and cross-reference all extracted transactions, balances, and report outputs against original bank statement records prior to presenting evidence, filing disclosure declarations, or submitting exhibits in court.
7. Limitation of Liability & Warranty Disclaimer
"As Is" Provision: The platform is provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular legal purpose, or non-infringement.
Limitation of Damages: In no event shall Disclosure Assistant, its directors, employees, or subprocessors be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of business profits, data corruption, legal discovery sanctions, or loss of goodwill.
Liability Ceiling: To the maximum extent permitted by applicable law, Disclosure Assistant's total aggregate liability arising out of or related to these Terms or your use of the service shall be limited to the greater of $100 USD or the total amounts paid by you to Disclosure Assistant during the twelve (12) months immediately preceding the event giving rise to liability.
8. Termination & Suspension
Termination by You: You may terminate your agreement at any time by cancelling your active subscription and deleting your account via the Account Settings dashboard.
Termination by Us: We reserve the right to suspend or terminate account access immediately, without prior notice, in the event of a material breach of these Terms, non-payment, or conduct that threatens system security.
Effect of Termination: Upon account termination, your access rights immediately cease, and your customer data will be permanently purged in accordance with our Privacy Policy. Sections relating to IP ownership, disclaimers, liability limitations, and governing law survive termination.
9. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without giving effect to any choice or conflict of law principles.
Dispute Resolution: Before initiating formal proceedings, the parties agree to attempt to resolve any dispute informally through good-faith discussions for a period of at least 30 days. Any dispute that cannot be resolved informally shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.
Class Action Waiver: You agree that any dispute resolution proceedings will be conducted solely on an individual basis and not in a class, consolidated, or representative action.
10. Modifications to Terms
We may revise these Terms from time to time. When we make material changes, we will provide at least 30 days advance notice prior to the effective date by sending an email notification to your registered account email or posting a prominent notice in the application dashboard.
Your continued use of the service following the effective date of updated Terms constitutes your binding acceptance of the modifications.
11. Questions & Contact Information
If you have questions regarding these Terms of Service, billing, or your account, please contact our team:
General & Billing Inquiries: support@disclosureassistant.com
Security & Compliance Inquiries: security@disclosureassistant.com