Streamline fiduciary accounting, audit years of decedent bank statements, detect missing statement months, and uncover unauthorized pre-death withdrawals in minutes.
When an individual passes away, executors, personal representatives, and probate attorneys are legally charged with a strict fiduciary duty: account for every dollar entering or leaving the estate.
In practice, this means collecting 12 to 36 months of bank and brokerage statements across multiple financial institutions, often stored in inconsistent paper or scanned PDF formats. Probate courts and estate beneficiaries expect complete, balanced, and verified ledgers before approving estate distributions.
Disclosure Assistant automates the tedious extraction, chronological consolidation, and audit checks, transforming raw statement PDFs into clean, defensible fiduciary accounting summaries.
Estate litigation and beneficiary disputes often arise from suspicious financial activity in the months leading up to a decedent's death. In case settings, legal teams can configure thresholds and toggle on behavioral patterns tailored to the audit:
Flag ATM or teller cash withdrawals occurring within 7-day clusters, especially when the decedent was hospitalized or incapacitated.
Track repeated P2P transfers (Venmo, Zelle, Cash App) or checks made out to caregivers, family members, or agents under a power of attorney.
Isolate even-sum transfers ($5,000, $10,000, $25,000) that may represent undisclosed lifetime gifts or attempts to deplete the estate prior to death.
Detect rapid deposit-and-withdrawal cycles or short-term liquidity transactions that indicate funds being routed away from probate visibility.
Probate files often suffer from missing paperwork. A decedent may have misplaced statements for three months, or an interested party may produce an incomplete binder.
Disclosure Assistant's built-in Gap Analysis engine automatically analyzes transaction dates across all uploaded statements and identifies any missing calendar months.
Probate paralegals can immediately generate targeted subpoenas or bank authorization requests to obtain the specific missing months needed for court approval.
Probate judges and beneficiaries demand mathematical accuracy and clear documentation. Disclosure Assistant verifies money in, money out, and running balances, providing an unbroken audit trail linking every single number back to the original PDF statement page and row.